Home Lending Funnel Redesign

Home Lending Funnel Redesign

Home Lending Funnel Redesign

The product line in growth mode, Prosper’s Home Lending funnel presented opportunities for more than incremental optimizations. The goal: increase conversion and scalably elevate the end-to-end UX.

The product line in growth mode, Prosper’s Home Lending funnel presented opportunities for more than incremental optimizations. The goal: increase conversion and scalably elevate the end-to-end UX.

The product line in growth mode, Prosper’s Home Lending funnel presented opportunities for more than incremental optimizations. The goal: increase conversion and scalably elevate the end-to-end UX.

Design Lead · 2023–2024

Mobile screens from the redesigned Prosper home lending flow
Mobile screens from the redesigned Prosper home lending flow

Impact: 16%+ lift in end-to-end funnel conversion

After years of marginal gains, I made the case to leadership that sustainable growth required rethinking the funnel as a system. We needed to take bigger swings to reach growth targets. I led the case for a ground-up redesign over continued small-scale optimization. Testing the redesign head-to-head against the original, it beat the projected 10-13% lift for several consecutive weeks. Once it reached significance early, we moved 100% of traffic to the new funnel and kept iterating.

+23% offer page conversion

+$2.93M incremental quarterly origination

Funnel performance comparison charts

Problem: 51% of applicants abandoned at the offer page, costing the business $2–3M in quarterly incremental originations

Old offer page UX

Original Prosper offer page screens

Guided by user research, data analysis and internal stakeholder collaboration, we identified 3 core opportunity areas on which to focus

IA complexity

Prosper’s brokerage partnership base grew, meaning multiple offers would be presented on the offer page, leading to a far-too-complex offer information architecture and display.

Cognitive overload

Users spent an average of 4mins on this page. Qualitative user interviews revealed users feeling confused, overwhelmed and hesitant when presented with their offers.

Offer rigidity

Usability testing revealed users wanting more flexibility to play with their presented HELOC/HELoan offers — both in line or loan amount and term length.

Offer curation & simplicity

Displaying all qualifying offers with equal prominence wasn’t working. Instead, we simplified the design of the page, surfacing a “top offer” based on user priority changed the outcome






Progressive disclosure

Presenting all offer details at once wasn’t working either. Instead, we carefully selected which aspects of the offer to feature at the right time, and strategically positioned the most important ones






Flexible, smart $ slider

HELOCs and HELoans are typically large amounts of money. From a user standpoint, even small adjustments are necessary and have huge impact. We introduced a smart slider that allowed users to customize their offer amount, aligning with their needs


Foundational research to guide the redesign

Research charts informing the redesign
Offer curation diagrams

Design iteration + testing

Design iteration + testing

  • Featured an individual offer, personalized as the “top offer,” with an option to view all qualified offers

  • Simplified the display and prioritized content users want to see at this stage of the funnel

  • Added a product comparison chart for quick clarification on offer types

Original Prosper offer page screens

Before → after: +23% lift in offer page conversion

Original home lending offer screen
Redesigned home lending offer screen

Cognitive overload → hesitancy → abandonment

Cognitive overload → hesitancy → abandonment

Clarity → confidence → conversion

Impact beyond the product

  • Cross-org design influence positioned the design org as strategic partners for business outcomes


  • AI-native foundation introduced by in-session agent access to scale future iterations


  • Precedent-setting for a design-led product development lifecycle and problem solving


  • Modernized design system to scale winning components across the organization

Original Prosper offer page screens
Original Prosper offer page screens
Original Prosper offer page screens
Original Prosper offer page screens

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